Terms of Service
Effective Date: March 1, 2025

Please read these Terms of Service (“Terms”) carefully before using any services provided by Loormax Lending Corp. (“Loormax,” “we,” “us,” or “our”). By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. Services Provided
Loormax is a licensed mortgage brokerage offering mortgage-related services, including loan consultations, applications, pre-approvals, and related financial guidance. We reserve the right to change, update, or discontinue any services at any time without notice.

2. Eligibility
You must be at least 18 years old and legally capable of entering into a binding agreement to use our services.

3. Your Responsibilities
By using our services, you agree to:

  • Provide accurate, current, and complete information

  • Use our services only for lawful purposes

  • Not impersonate anyone or misrepresent your identity

  • Not interfere with, harm, or attempt to gain unauthorized access to our website, systems, or services

4. Loan Applications and Approvals
Submitting a mortgage application does not guarantee approval. All applications are subject to credit checks, verification of financial information, underwriting review, and compliance with applicable state and federal regulations. We reserve the right to deny any application for any reason permitted by law.

5. Privacy
Your use of our services is subject to our Privacy Policy, which is incorporated into these Terms. Please review it to understand how we collect, use, and protect your personal information.

6. Intellectual Property
All content on our website—including text, graphics, images, logos, videos, and software—is the property of Loormax Lending Corp. or its licensors and is protected by intellectual property laws. You may not copy, reproduce, or distribute any content without our prior written permission.

7. Third-Party Links
Our website may include links to third-party websites. We are not responsible for the content, security, or practices of those sites. Use them at your own risk.

8. No Warranties
Our services are provided “as is” and “as available,” without warranties of any kind, express or implied. We do not guarantee that our services will be error-free, uninterrupted, or secure.

9. Limitation of Liability
To the fullest extent permitted by law, Loormax Lending Corp. shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use or inability to use our services.

10. Indemnification
You agree to indemnify, defend, and hold harmless Loormax Lending Corp., its employees, officers, agents, and affiliates from any claims, losses, damages, or liabilities resulting from your use of our services or violation of these Terms.

11. Changes to These Terms
We may update these Terms from time to time. Updates will be posted on our website with a revised effective date. Continued use of our services after changes means you accept the updated Terms.

12. Governing Law
These Terms are governed by the laws of the State of New Jersey. Any disputes will be resolved in the state or federal courts of New Jersey.

13. Contact Us
If you have any questions about these Terms, please contact us at:

 

Loormax Lending Corp.
252 Church Road
Medford, NJ 08055
Email: ceo@loormax.com
Phone: 609-471-0171